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Texas paycheck calculator

Federal + state · Tax year 2026 · Estimates only · Reviewed 2026-07-21

This Texas paycheck calculator estimates take-home pay after federal income tax and FICA. Texas does not levy a state income tax on wages, so state income tax in this model is $0.

Your inputs

Federal + state · Tax year 2026 · Estimates only

State
401(k), HSA, Roth & local tax (optional)
Optional deductions (provident fund, other)

Example scenarios for Texas

Use these as starting points — then adjust the calculator above to match your hours, benefits, and filing status.

  • Hourly worker in Texas

    Switch the calculator to hourly, enter your rate and hours per pay period, and select Texas. Busy weeks with overtime should be modeled separately using the overtime tool, then totaled here for tax estimates.

    Texas overtime calculator

  • $60,000 salary, paid biweekly

    Enter about $2,307.69 gross biweekly (or use monthly $5,000) with single filing status to explore a mid-salary Texas scenario. Adjust pre-tax deductions to see how 401(k) contributions change estimated take-home.

  • Compare another region

    Open a second tab with an identical salary on a neighboring state’s paycheck page. Keep filing status and frequency the same so the only variable is regional tax posture.

    Browse all US states

This Texas paycheck calculator estimates take-home pay after federal income tax and FICA. Texas does not levy a state income tax on wages, so state income tax in this model is $0.

Workers often compare Texas offers with high-tax states like California or New York. The missing state income tax can meaningfully change monthly cash flow — though federal taxes and FICA still apply everywhere.

Figures are estimates for tax year 2026, not official payroll.

What is withheld from a Texas paycheck?

Expect federal income tax (based on filing status and taxable wages) plus Social Security and Medicare. Texas does not add a state wage income tax. Pre-tax benefits can still reduce taxable wages.

Federal and FICA details

We annualize pay, apply an approximate standard deduction and 2026 federal brackets, then prorate to your pay period. Social Security uses the 2026 wage base; Medicare applies to all wages in this model (with Additional Medicare above thresholds).

Overtime in Texas

Texas generally follows the federal FLSA baseline: 1.5× pay for hours over 40 in a workweek. Daily overtime is not required under the FLSA the way it is in California. Confirm any employer policy or contract terms.

Example: $60,000 salary in Texas vs California

At the same $60,000 salary, a Texas single filer’s estimated take-home is typically higher than a California filer’s because Texas state income tax is $0 in this model. Open both state calculators with identical inputs to compare.

Also try the Texas overtime calculator or the self-employment / 1099 tax calculator. Also: pay converter.

Frequently asked questions

Does Texas have state income tax?

Texas does not tax wages with a traditional state income tax. This calculator sets state income tax to $0 for Texas while still estimating federal tax and FICA.

Do Texans still pay federal taxes?

Yes. Federal income tax, Social Security, and Medicare still apply to Texas wages.

How does Texas overtime work?

Most Texas employees follow the FLSA weekly overtime rule (time-and-a-half after 40 hours). Check your employer’s policies for details.

Are results guaranteed?

No. These are planning estimates only and may differ from your actual pay stub.

Related guides

Other states