Estimate New York take-home pay after federal taxes, FICA, and New York state income tax. Select filing status and pay frequency to model salary or hourly earnings.
New York State uses progressive brackets. Residents of New York City may also owe local income taxes, which this version does not fully model — so NYC take-home can be lower than the statewide estimate.
Use these numbers for planning only (tax year 2026).
New York State income tax
Our model applies simplified progressive New York brackets with an approximate state deduction. Higher incomes face higher marginal state rates. Yonkers and NYC local taxes are not fully included yet.
Federal layer
Federal income tax and FICA are estimated the same way as other states: annualize, apply deductions/brackets, then convert back to your pay period.
Overtime in New York
New York generally follows federal overtime standards for many employees (1.5× after 40 hours/week), with industry-specific rules and state minimum wage overlays. Always check current NY DOL guidance for your sector.
Example: biweekly New York paycheck
A worker paid $3,000 gross biweekly can use this calculator with New York selected to estimate federal, FICA, and state withholdings. If you live in NYC, treat the net as optimistic until local tax is added in a future update.
Also try the New York overtime calculator or the self-employment / 1099 tax calculator. Also: pay converter.