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Maharashtra paycheck calculator

New Tax Regime · FY 2025-26 · Estimates only · Reviewed 2026-07-21

Enter your monthly salary for Maharashtra — switch to daily or hourly if that matches how you’re paid.

Your inputs

New Tax Regime · FY 2025-26 · Estimates only

State / UT
Paid

Monthly

Different schedule?
Tax model

New Tax Regime FY 2025-26.

Optional deductions (provident fund, other)

Estimated take-home

₹ 71,200.00

per monthly · tax year 2026 · reviewed 2026-07-22

~0.3% effective tax on gross

New regime slabs

0Your income →
Gross pay
₹ 75,000.00
Income tax + cess (new regime est.)
₹ 0.00
Professional tax (est.)
-₹ 200.00
EPF employee (est.)
-₹ 3,600.00
Net (take-home)
₹ 71,200.00

Annual net ~ ₹ 8,54,400.00 · Annual gross ~ ₹ 9,00,000.00 · ~₹ 2,738.46 / day (÷26)

How we calculate
  • Estimates only — not tax or payroll advice.
  • Uses India New Tax Regime slabs for FY 2025-26 (AY 2026-27), ₹75,000 standard deduction, Section 87A rebate, surcharge above ₹50L (capped at 25%), and 4% cess. EPF is deducted from take-home but does not reduce New Regime taxable income. HRA is not available under New Regime.
  • EPF estimated at 12% of assumed basic (40% of gross). Enter exact PF under Pre-tax to override.
  • Professional tax is a simplified state estimate. Tables last reviewed: 2026-07-22.

Full methodology →

Example scenarios for Maharashtra

Use these as starting points — then adjust the calculator above to match your hours, benefits, and filing status.

  • ₹75,000 monthly in Maharashtra

    Enter ₹75,000 monthly to explore New Regime tax, cess, estimated EPF, and professional tax. Override EPF via Pre-tax if you know exact PF.

  • Busy overtime week

    Use the overtime calculator for 2× OT gross, then feed totals into this paycheck tool.

    Maharashtra overtime calculator

  • Compare another state

    Run the same CTC/gross on Maharashtra vs Karnataka (or Delhi) pages to see professional tax differences.

    Browse all states

Estimate Maharashtra take-home pay using India’s New Tax Regime (FY 2025-26 / AY 2026-27), including a simplified EPF employee contribution and professional tax estimate where applicable.

Maharashtra (Mumbai/Pune) is a major private payroll hub; professional tax is commonly withheld.

Old Regime (with §80C) and surcharge above ₹50 lakh are supported as simplified estimates. Full HRA exemption math is still omitted — treat results as directional.

New Tax Regime (default)

Slabs start with nil tax up to ₹4 lakh of taxable income, then 5%–30% bands. A ₹75,000 standard deduction applies for salaried income. Section 87A can zero tax when taxable income is within the rebate limit; surcharge may apply above ₹50 lakh, then 4% cess.

EPF and professional tax

Employee EPF is estimated at 12% of an assumed basic (40% of gross) unless you enter exact pre-tax deductions. Professional tax is a simplified state estimate and may be ₹0 in some states/UTs.

Maharashtra note

Maharashtra (Mumbai/Pune) is a major private payroll hub; professional tax is commonly withheld.

Overtime in Maharashtra

Under the Factories Act, overtime is commonly paid at twice ordinary wages beyond daily/weekly limits. State Shops & Establishments rules can differ — confirm for your employer.

Example: ₹75,000 monthly CTC-style gross in Maharashtra

Enter ₹75,000 monthly to explore New Regime tax, cess, estimated EPF, and professional tax for Maharashtra. Adjust Pre-tax if you know exact PF.

Also try the Maharashtra overtime calculator or the pay converter.

Frequently asked questions

Is the Old Tax Regime supported?

Yes — switch to Old Regime in the calculator. It uses simplified slabs, ₹50,000 standard deduction, and optional §80C (HRA not fully modeled).

When does surcharge apply?

When total income exceeds ₹50 lakh. Rates step up at ₹1 crore / ₹2 crore / ₹5 crore (New Regime surcharge is capped at 25%).

Why is EPF estimated?

EPF depends on basic wages. We assume basic ≈ 40% of gross at 12% employee contribution unless you override via Pre-tax deductions. New Regime does not reduce taxable income by EPF.

Does Maharashtra charge professional tax?

Some states do. This tool applies a simplified estimate; your stub may differ.

Are these results official?

No. Educational estimates only — verify with payroll or a tax professional.

Related guides

Other states & union territories